The Dave Knows Coverage Framework
Most people buy health insurance based on guesswork or fear. Dave's proprietary framework breaks down complicated decisions into six logical steps.
Situation Discovery
We look at what is happening in your life: are you leaving a W-2 employer, starting a 1099 venture, turning 26, or facing a massive premium hike on your current plan?
Priority Identification
Do you have specific doctors you must keep? Are you managing recurring prescriptions? Is nationwide travel portability mandatory? We isolate what cannot be compromised.
Exposure & Risk Modeling
We examine your worst-case financial liability. What happens in the event of an unexpected surgery or major illness? We ensure your Out-of-Pocket Max protects your life savings.
Category Filtering
We filter the entire market: ACA Marketplace, private underwritten PPOs, Small Business options, or short-term bridge plans, eliminating anything that fails your priorities.
Direct Side-by-Side Comparison
Dave presents a clear comparison of 2 or 3 viable options with real premium math, copay details, and verified doctor networks. No confusing 50-page brochures.
Informed Decision & Ongoing Advocacy
You choose your plan with total peace of mind. Dave handles enrollment and remains your personal point of contact year-round whenever questions or claims occur.
Experience the Framework For Free
Start with the 3-minute Coverage Path or schedule a direct consultation with Dave.