Dave doesn't start with a plan. He starts with you.
(305) 849-3135
Dave Gagleard - Licensed Health Insurance Broker
Dave GagleardFounder & Principal Health Insurance Broker
Personal Authority & Experience

There's a reason it's called
Dave Knows Health®.

Dave Gagleard founded Dave Knows Health® with a single mission: to cut through the confusion, aggressive automated quote spam, and deceptive marketing that plagues the health insurance marketplace today.

Instead of operating like a transactional salesperson pushing whatever carrier pays the highest commission, Dave functions as an educational consultant. He evaluates your actual medical patterns, cross-references doctor networks by hand, models your annual worst-case out-of-pocket financial liability, and remains your direct advocate long after you enroll.

Licensed Health Insurance Broker
Florida Resident & Multi-State Access
Exclusive Broker — Broward County Bar Association
The Philosophy

"Dave doesn't start with a plan. He starts with you."

1. Understand First

Before talking premiums or deductibles, Dave learns about your household, your trusted physicians, your travel frequency, and your financial risk tolerance.

2. Transparent Math

A $200 cheaper premium means nothing if a single trip to the hospital triggers an $8,500 deductible. Dave models the total annual cost of care.

3. Ongoing Partnership

When you get an unexpected bill, need an in-network specialist referral, or face an annual renewal, you call Dave's direct number—not an automated phone tree.

Official Sponsorship & Representation

Exclusive & Official Broker for the Broward County Bar Association

Gilded Havana 2026 Gala

Dave Knows Health® serves as the exclusive and official health insurance broker for the Broward County Bar Association. Dave actively participates in association leadership events, gala installations, and educational outreach to help attorneys, legal professionals, and law firms navigate comprehensive group, individual, and private PPO health coverage.

Dave Gagleard at the Broward County Bar Association 2026 Gilded Havana Installation Gala Sponsor Board featuring Dave Knows Health
Installation Gala Sponsor Board

Dave Gagleard at the Broward County Bar Association Gilded Havana 2026 Installation Gala, with Dave Knows Health® proudly featured among premier community and professional sponsors.

Dave Gagleard and guest attending the Broward County Bar Association 2026 Installation Gala
Broward Bar 2026 Installation Gala

Attending the Broward County Bar Association formal installation gala. Dave provides direct, personalized guidance to members, solo practitioners, and legal staff.

Recognition & Community

Honors, Media & Real-World Community Presence

Real expertise isn't just claimed on a website—it is recognized by industry peers, community partners, and local publications.

Dave Gagleard receiving Elite Producer Club recognition at Best of Florida 2025 Honorable Mention with Vogt Insurance PartnersBest of Florida 2025

Best of Florida 2025 • Elite Producer

Dave Gagleard recognized with the Elite Producer Club award alongside Vogt Insurance Partners at the Guide to Florida® Best of Florida 2025 honors.

Peer-Verified Industry Recognition
Dave Gagleard with Jennifer Madsen featured in Florida Weekly by photojournalist Gail V. HainesFlorida Weekly

Florida Weekly • Community Feature

Dave Gagleard with Jennifer Madsen, captured by Gail V. Haines for Florida Weekly during a South Florida community and business networking event.

Community & Media Coverage
Dave Gagleard and guest overlooking the ocean in South Florida before an evening community galaSouth Florida

Local Presence • South Florida

Rooted in South Florida and serving clients across the state and nationwide. Dave balances deep local relationships with multi-state health coverage access.

Broward • Palm Beach • Miami-Dade

Verified Broker Information:

  • Expert/Broker: Dave Gagleard
  • Company: Dave Knows Health®
  • Direct Phone: (305) 849-3135
  • Official Email: dave@daveknowshealth.com
  • Exclusive Affiliation: Official broker for the Broward County Bar Association.
  • Licensing: Licensed Health & Life Insurance Professional (Florida resident license + multi-state non-resident affiliations). [Exact carrier appointments and NPN available upon request].

Speak With Dave Personally

Schedule a 10-minute introductory phone call to review your coverage options.

Coverage GuideCall Dave