
There's a reason it's called
Dave Knows Health®.
Dave Gagleard founded Dave Knows Health® with a single mission: to cut through the confusion, aggressive automated quote spam, and deceptive marketing that plagues the health insurance marketplace today.
Instead of operating like a transactional salesperson pushing whatever carrier pays the highest commission, Dave functions as an educational consultant. He evaluates your actual medical patterns, cross-references doctor networks by hand, models your annual worst-case out-of-pocket financial liability, and remains your direct advocate long after you enroll.
"Dave doesn't start with a plan. He starts with you."
1. Understand First
Before talking premiums or deductibles, Dave learns about your household, your trusted physicians, your travel frequency, and your financial risk tolerance.
2. Transparent Math
A $200 cheaper premium means nothing if a single trip to the hospital triggers an $8,500 deductible. Dave models the total annual cost of care.
3. Ongoing Partnership
When you get an unexpected bill, need an in-network specialist referral, or face an annual renewal, you call Dave's direct number—not an automated phone tree.
Exclusive & Official Broker for the Broward County Bar Association
Dave Knows Health® serves as the exclusive and official health insurance broker for the Broward County Bar Association. Dave actively participates in association leadership events, gala installations, and educational outreach to help attorneys, legal professionals, and law firms navigate comprehensive group, individual, and private PPO health coverage.

Dave Gagleard at the Broward County Bar Association Gilded Havana 2026 Installation Gala, with Dave Knows Health® proudly featured among premier community and professional sponsors.

Attending the Broward County Bar Association formal installation gala. Dave provides direct, personalized guidance to members, solo practitioners, and legal staff.
Honors, Media & Real-World Community Presence
Real expertise isn't just claimed on a website—it is recognized by industry peers, community partners, and local publications.
Best of Florida 2025Best of Florida 2025 • Elite Producer
Dave Gagleard recognized with the Elite Producer Club award alongside Vogt Insurance Partners at the Guide to Florida® Best of Florida 2025 honors.
Florida Weekly • Community Feature
Dave Gagleard with Jennifer Madsen, captured by Gail V. Haines for Florida Weekly during a South Florida community and business networking event.
South FloridaLocal Presence • South Florida
Rooted in South Florida and serving clients across the state and nationwide. Dave balances deep local relationships with multi-state health coverage access.
Verified Broker Information:
- Expert/Broker: Dave Gagleard
- Company: Dave Knows Health®
- Direct Phone: (305) 849-3135
- Official Email: dave@daveknowshealth.com
- Exclusive Affiliation: Official broker for the Broward County Bar Association.
- Licensing: Licensed Health & Life Insurance Professional (Florida resident license + multi-state non-resident affiliations). [Exact carrier appointments and NPN available upon request].
Speak With Dave Personally
Schedule a 10-minute introductory phone call to review your coverage options.